This is a service we have carried out over a period of FOURTEEN (14) years as BLUERIBBONS INVESTMENTS, a sole trader entity but have now incorporated BLUERIBBONS HOLDINGS LIMITED in 2015 to transitionally take up the same business in view of our strategy and growth. The clientele base for which we offer this service ranges from small firms to the corporate base. We have continued to offer very competitive services on this field with our main motto being that the relationship between the debtor and our principal instructors is maintained, or where it did not exist, revived.
We do pursue the mobile phone loans, charge-offs, write-offs, small micro-enterprise and secured loans. The unsecured loan defaulters are spread all over the market and are therefore reachable vide our call centre.Where contacts are unavailable, we use our links with the various government agencies through our skip-trace team to track and send field staff for a personal assessment touch of ability/inability to pay.
These include but not limited to: Electricity & Water bills, Entertainment bills such as DSTV, Medical bills among others. We receive instructions from the various service providers and move to physically trace the respective debtors. From our database, we do realize that debtors are common among institutions hence, when a debtor moves out of one premise to another; they are normally up to evading consumed bills. In such instances, we do skip trace to ascertain the same.
These are debts resulting from either purchase of goods on credit from various suppliers, manufacturers and/or retailers for sales of goods and services. Various suppliers do give their goods and services on full or partial credit but end up being let down when the time for payment comes forth. We normally undertake these instructions to pursue the debtors and arrive at an amicable repayment programme acceptable to both parties. These we continue to monitor till full payments are made or the debt fully settled.
These are loans granted to needy university students through the HIGHER EDUCATIONS LOANS BOARD [HELB]. We are currently on their panel of collectors and are glad to be associated with them.